As Christians one of the things we are called to do as disciples is to give our money away as part of our worship to God.  I am so grateful to all the people in our church congregations who do that so faithfully week by week and month by month.  It means that we are able to keep our buildings in good working order we can invest and spend our money on things that matter - telling other people about Jesus and also enabling us to fulfil all our commitments including tithing our money and paying our parish share.

We have different ways of being able to give our money either through envelopes week by week on the offering plate or using the card machines or some people choose to give by standing order.  Both churches have recently joined the Parish Giving Scheme which allows us to pay by direct debit.  The information below outlines the scheme, why it matters and why it would be helpful to us if more people were willing to join the scheme.  I commend it to you wholeheartedly and thank you in advance for your prayerful support of our church finances, Rev Hannah.

Why are regular donations so important to our church?
The ministry of our church is sustained by church members who generously give their time and money to ensure that there is a Christian presence within our community. 
Regular donations help us to plan confidently for the future.

What is the Parish Giving Scheme?
As the use of cash and cheques declines, more and more payments (utilities, council tax, phone) are carried out using direct debits.  These can be set up or changed over the phone, online or by letter without needing to visit a bank or use online banking. 
As direct debits are a highly regulated activity churches are not permitted to set them up themselves and need to use a third party.  The Parish Giving Scheme (PGS) is a partnership between dioceses to enable churches to use direct debits to manage regular donations.  They also reclaim any gift aid on eligible donations made though PGS and pass them on to the church, helping with cash flow and reducing the workload for the treasurer and the person dealing with gift aid.  As with all direct debits, this is covered by the direct debit guarantee.

How does it work?
Donations are made on the 1st of the month (or can be made quarterly or annually) and received by our church by the 10th of the month.  PGS claim the Gift Aid which is passed to our church once PGS receive it from HMRC, which is usually by 25th of the same month. 

Why should I choose to increase my gift each year by inflation?
Many people intend to review their giving annually but giving often remains unchanged.  When you setup a PGS donation you can choose to make a small inflationary increase each year.  This helps your giving keep its value, whilst giving you the security of knowing that you will receive a notification of the increase each year and can change your gift if you wish.

What rate of inflation is used?
The January Retail Prices Index (RPI) is used to increase relevant gifts on their anniversary date that year.  In January 2021, the RPI was 1.4% so each £10 given in 2020 would increase to £10.14 in 2021 from the anniversary of joining the scheme.  PGS contact donors 30 days in advance so if you do not want your gift to increase, or wish to change it to a different amount, just let PGS know.

What are the main benefits?
The main beneficiary of this scheme will be our church. Through your generous commitment, we can be assured of a regular, tax-efficient source of income which has the capacity to increase with the cost of living with minimal administration.
You will benefit from a system that is secure, confidential and easy to use, while supporting our church today and for the future.

Will our church be charged for this scheme?
There is no direct charge to us for using the Parish Giving Scheme and everything you give is passed to our church.  The annual running costs of the scheme are met by all the dioceses and shared between churches (like other costs) with the costs per church similar to the cost of buying planned giving envelopes.

Can I choose the day my gift is collected?
Unfortunately not.  To ensure efficient operation (which minimises costs) it is important that all donations are collected on the same day each month, which has been agreed as the 1st.

I already give by standing order.  Why would I change to PGS?
Giving through PGS will reduce the administrative burden for our treasurer and, if you are a taxpayer, it will increase the speed at which our church receives the gift aid.  It will also be easy to change your giving in the future through one of the three methods below, and if you decide to use online giving, you will have a record of all your giving.

How can I start to give through PGS? 

First, review your giving – there is guidance below to help you do this.
There are then three ways to set up or change your gift:

Online at www.parishgiving.org.uk

By telephone 0333 002 1271 Monday to Friday between 9am and 5pm

By post – just ask Stephen Houghton or Jan Deakin for a form

For any of these methods a PGS code ensures that your gift goes to our church

All Saints      030603118
Holy Trinity   030603119

If you currently have a standing order, you will then need to cancel this yourself.